Debt collection -- Written notification about debt -- Complaint #8171999

Complaint Overview

Complaint ID: 8171999

Company: Experian Information Solutions INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: New York

ZIP Code: 11219

Date Received: 2024-01-16T12:00:00-05:00

Date Sent to Company: 2024-01-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Despite my previous attempts to address this matter, the fraudulent accounts continue to persist, causing significant distress and concern. It is perplexing that, despite multiple escalations, the accounts remain on my credit report. XXXX XXXX XXXX- PLEASE DELETE!!! XXXX have already removed this account from their records. XXXX XXXX XXXX- PLEASE DELETE!!! XXXX have already removed this account from their records. XXXX XXXX XXXX- PLEASE DELETE!!! XXXX have already removed this account from their records. Furthermore, I would like to emphasize that the seven-year reporting period for these accounts has already exceeded, and their continued presence on my credit report is both inaccurate and damaging to my financial standing. I want to make it clear that I have neither the knowledge nor any authorization regarding the existence of these fraud accounts.

Frequently Asked Questions

What is Complaint #8171999 about?

Complaint #8171999 was filed against Experian Information Solutions INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-01-16T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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