Debt collection -- False statements or representation -- Complaint #8156234

Complaint Overview

Complaint ID: 8156234

Company: Caine & Weiner Company, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: False statements or representation

Sub-Issue: Indicated you were committing crime by not paying debt

State: Florida

ZIP Code: 33401

Date Received: 2024-01-14T12:00:00-05:00

Date Sent to Company: 2024-01-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XX/XX/XXXX I wrote this company and told them I did not give them permission to furnish ANY DATA on my credit report. They response " The consumer states Caine & Weiner did not get her permission before reporting on her credit. Caine & Weiner is a debt collector. Our company does not buy debt. The debt is for an automobile policy with XXXX. We collect on behalf of numerous clients, XXXX is our client in this situation. Our records indicate the initial correspondence was sent to the consumer XX/XX/XXXX, to the address provided by our client. Validation was last sent XX/XX/XXXX, to the address provided in the complaint. Validation will be forwarded again on XXXX XXXX XXXX to the address provided in the complaint. The file has been noted as 'Disputed ' in our files and the credit reporting agencies have been contacted to update the file accordingly. This should allow the consumer the opportunity to review the documents and contact our client, XXXX. If the consumer believes the account is invalid we ask that the appropriate paperwork ( fraud report, police report, etc. ) be forwarded to our office. As a XXXX company, Caine & Weiner wants to help consumers in any way possible. We encourage the consumer to call our office at XXXX and ask for a XXXX for further assistance. '' I'VE SENT THEM A CEASE & DESIST LETTER IN XX/XX/XXXX YET THEY IGNORE CONSUMER LAW AND CONTINUE TO CONTACT ME. ANOTHER ILLEGAL VIOLATION!!! THEY WENT AND PUT " DISPUTED '' ON MY CREDIT WHICH IS ANOTHER ILLEGAL ACT. DO NOT PLACE ANY WORDING OR VERBIAGE ON MY CREDIT. REMOVE IT WHILE YOU CONDUCT YOUR INVESTIGATION. MY LAST RESPONSE OR MY ATTORNEYS WILL BE INVOLVED. YOU WILL BE SUBJECTED TO PAY MY ATTORNEY FEES PLUS A FINE OF {$1000.00} PER FINE.

Frequently Asked Questions

What is Complaint #8156234 about?

Complaint #8156234 was filed against Caine & Weiner Company, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-01-14T12:00:00-05:00.

How did Caine & Weiner Company, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Caine & Weiner Company, INC.?

Yes, visit the Caine & Weiner Company, INC. company profile at readthecomplaint.com/company/caine-weiner-company-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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