Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8155009
Complaint Overview
Complaint ID: 8155009
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Indiana
ZIP Code: 47130
Date Received: 2024-01-13T12:00:00-05:00
Date Sent to Company: 2024-01-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Request Removal of Unauthorized Hard Inquiry Under Fair Credit Reporting Act. Dear Equifax Credit Reporting Agency, I am writing to formally dispute and request the removal of an Unauthorized hard Inquiry on my credit report. XXXX XXXX XXXX violates my rights under the FCRA and kindly request your prompt attention and resolution to this matter. I have not authorized or initiated any credit application or Inquiry with this company and I have no affiliation or business relationship with them. Under the FCRA, Section 611 ( a ) ( 1 ) ( B ) states that consumer reporting agencies must remove any information that is found to be inaccurate, incomplete, or unverifiable. Please acknowledge receipt of this letter within XXXX days of it's receipt as required by the FCRA. I trust that Equifax Reporting Agency will handle this dispute with the utmost professionalism and in compliance with all applicable laws and regulations. I look forward to a speedy resolution in this matter and the removal of the Unauthorized hard Inquiry from my credit report. Thank you for your attention in this matter. Sincerely, XXXX XXXX XXXX XXXX.
Frequently Asked Questions
What is Complaint #8155009 about?
Complaint #8155009 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-01-13T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.