Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #8152559
Complaint Overview
Complaint ID: 8152559
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Florida
ZIP Code: 33825
Date Received: 2024-01-11T12:00:00-05:00
Date Sent to Company: 2024-01-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear Experian Dispute Department, I am writing to bring to your attention a serious concern regarding the unresolved dispute on my credit report. I have previously contacted Experian regarding the presence of fraudulent accounts on my credit report from third parties, and despite my repeated requests for validation and verification, I have not received any proof of claim. This intentional effort on Experian 's part to retain inaccurate and fraudulent information on my credit report is not only unjust but also a violation of the law. I have diligently provided ample information and followed the necessary procedures to rectify this issue, yet the inaccurate accounts persist, significantly impacting my creditworthiness. I kindly request that Experian promptly investigate and rectify this matter, providing the necessary documentation to validate the legitimacy of the disputed accounts. Failure to comply with this request may result in further legal action. I appreciate your immediate attention to this matter and expect a swift resolution to ensure the accuracy and integrity of my credit report. Sincerely, XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #8152559 about?
Complaint #8152559 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-01-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.