Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8152529

Complaint Overview

Complaint ID: 8152529

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Alabama

ZIP Code: 36117

Date Received: 2024-01-11T12:00:00-05:00

Date Sent to Company: 2024-01-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

There was a double charge for XXXX and two pair where sent when I only ordered one. The company said they were looking for the XXXX for months while I was waiting for my money back my phone was turned off 4 times with late fees. A lady said she would remove the cost of XXXX and the fees and would call back but never did. In the meantime due to their customer service I changed providers. The bill was place in collections with the late fees and XXXX attached. The company refunded the XXXX when I called because they found them but they did not deduct the fees like promised. I was waiting on a true final bill but they missed the ball here and reported false information.

Frequently Asked Questions

What is Complaint #8152529 about?

Complaint #8152529 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-01-11T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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