Debt collection -- Attempts to collect debt not owed -- Complaint #8135778
Complaint Overview
Complaint ID: 8135778
Company: National Credit Systems,INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Georgia
ZIP Code: 30312
Date Received: 2024-01-09T12:00:00-05:00
Date Sent to Company: 2024-01-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XX/XX/XXXX I filed a dispute with my credit card company for the amount charged by the creditor because I was not hearing back from them once I paid. I was concerned this was a fraudulent company. The creditor, XXXX, never responded to my calls or my credit card company calls. My credit card company, XXXX XXXX, resolved the dispute in my favor. XX/XX/XXXX I emailed National Credit Systems, after speaking with XXXX XXXX, the proof of the credit card company dispute XX/XX/XXXX XXXX XXXX from XXXX emailed me with a screenshot and confirmation I was being taken off of their collections list. I spoke with XXXX XXXX about this proof of collections XX/XX/XXXX National credit systems still sent this collection to the credit bureau
Frequently Asked Questions
What is Complaint #8135778 about?
Complaint #8135778 was filed against National Credit Systems,INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-01-09T12:00:00-05:00.
How did National Credit Systems,INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Systems,INC.?
Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.