Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #8117790
Complaint Overview
Complaint ID: 8117790
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: California
ZIP Code: 91764
Date Received: 2024-01-06T12:00:00-05:00
Date Sent to Company: 2024-01-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XX/XX/2024 To whom it may concern : I need to know who you verified the Public Record Information XXXX XXXX XXXX. According to the XXXX report, this public record has been deleted and removed from their credit file. According to XXXX, they disputed the XXXX XXXX information with Equifax XXXX XXXX XXXX, because it's not verifiable. I demand for this public record to be removed from my credit file immediately, and please do not send me that it has been verified with your dispute, without evidence that you verified it. This must be a lie or you not doing your job accurately according to the law. Please find XXXX the attachments down below, for XXXX evidence to support my case. I just got my credit report and the Account of Public Record Information XXXX XXXX XXXX on my credit report is incomplete and inaccurate, violating 15 USC 1681e ( b ). You also violated 15 USC 1681s-2 ( a ) & ( b ), 15 USC 1681 ( 5 ) ( A ) ( i ) & ( ii ) XXXX person who fails to comply and fix this matter will be held liable under 15 USC 1681n which is civil liability for willful noncompliance. Accounts : Public Record Information XXXX XXXX XXXX XXXX you have deleted the accounts from my credit report, please send me a copy of my updated report. Thank you.
Frequently Asked Questions
What is Complaint #8117790 about?
Complaint #8117790 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-01-06T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.