Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8115165
Complaint Overview
Complaint ID: 8115165
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New York
ZIP Code: 10002
Date Received: 2024-01-05T12:00:00-05:00
Date Sent to Company: 2024-01-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX Experian XXXX XXXX XXXX Experian XXXX XXXX XXXXXXXX Experian I hope this letter finds you well. I am writing to bring to your attention certain outdated accounts that are currently listed on my credit report, and I kindly request your assistance in having them removed. The inclusion of these accounts is negatively impacting my credit score, and I believe their removal is warranted for the following reasons : * Age of the Accounts : The accounts in question are considerably old, and their continued presence on my credit report no longer accurately reflects my current financial standing. As per the Fair Credit Reporting Act ( FCRA ), outdated information should be removed from credit reports to ensure accuracy. * XXXX Balance : All the mentioned accounts currently hold a balance of {$0.00}. Given that there are no outstanding debts associated with these accounts, their presence on my credit report is not reflective of any current financial obligations.
Frequently Asked Questions
What is Complaint #8115165 about?
Complaint #8115165 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-01-05T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.