Checking or savings account -- Opening an account -- Complaint #8114126
Complaint Overview
Complaint ID: 8114126
Company: Early Warning Services, LLC
Product: Checking or savings account
Sub-Product: Checking account
Issue: Opening an account
Sub-Issue: Unable to open an account
State: Michigan
ZIP Code: 48180
Date Received: 2024-01-05T12:00:00-05:00
Date Sent to Company: 2024-01-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
15 U.S.C. 1681b. I am writing to express my dissatisfaction and concern regarding the unauthorized use of permissible purpose codes by Early Warning Services. It has come to my attention that my banking report has been accessed and negative information has been reported without a valid permissible purpose under the Fair Credit Reporting Act ( FCRA ). I request an explanation as to why Early Warning Services accessed and reported negative information without a valid permissible purpose. I also ask for the immediate removal of this unauthorized negative information from my report.
Frequently Asked Questions
What is Complaint #8114126 about?
Complaint #8114126 was filed against Early Warning Services, LLC regarding Checking or savings account specifically about Opening an account. It was received by the CFPB on 2024-01-05T12:00:00-05:00.
How did Early Warning Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Early Warning Services, LLC?
Yes, visit the Early Warning Services, LLC company profile at readthecomplaint.com/company/early-warning-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.