Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8113734
Complaint Overview
Complaint ID: 8113734
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Illinois
ZIP Code: 600XX
Date Received: 2024-01-05T12:00:00-05:00
Date Sent to Company: 2024-01-05T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I'm asking for a Complete Investigation of the Address Location & Name of the Inquiry because this address is inaccurate & incomplete and the business is CLOSED. I Dispute these inquiries. XX/XX/2023 an Inquiry was made. The Inquiry shows as follows : XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX This is a FRAUDULENT address & this location is CLOSED. The Thief has reported this address incomplete as this is not the full name of the address location. The thief also reports a phone number that's not a telephone that belongs to the address reported. I am an Identity Theft Victim. Equifax received both Police Identity Theft Report and a FTC Identity Theft Report in XXXX to alert my personal information was being used against me & to block the scammer from gaining access to my credit file. These names were included in both reports. XX/XX/2023 an Inquiry was put on my Equifax credit file. The Inquiry shows as follows : XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Phone : XXXX ( No Contact ) I do not acknowledge this Inquiry and it doesn't belong to me. This is also a Fraudulent Inquiry. I have never applied for credit with XXXX XXXX at any time. This is Fraud. Both Inquiries are connected in my credit file as " ONE '' Inquiry. Both Inquiries are connected & each other & both are reporting using different forms of missing information which is inaccurate. Both reportings are false because each inquiry contains FALSE & INACCURATE info so BOTH Inquiries should be removed. These are not mistakes or coincidences. This is fraud done with intent to harm my credit. I had Credit Monitoring in place.
Frequently Asked Questions
What is Complaint #8113734 about?
Complaint #8113734 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-01-05T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.