Debt collection -- Written notification about debt -- Complaint #8101246
Complaint Overview
Complaint ID: 8101246
Company: Transunion Intermediate Holdings, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: New York
ZIP Code: 11204
Date Received: 2024-01-03T12:00:00-05:00
Date Sent to Company: 2024-01-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to express my extreme dissatisfaction and frustration regarding the presence of fraudulent accounts on my credit report, and I demand their immediate and aggressive removal. The impact these unauthorized entries are having on my credit score is unacceptable, and I expect your urgent attention to rectify this situation without any further delay. Upon reviewing my credit report recently, I was shocked to discover multiple accounts that are unquestionably fraudulent and have been falsely attributed to me. The inaccurate information associated with these accounts is not only damaging my creditworthiness but also casting a shadow on my financial standing. The fraudulent accounts demanding your immediate action are as follows : XXXXXXXX XXXX XXXXXXXX XXXX XXXX have already removed this account from their records. There was an error present & they were able to find it. I'm confused about how you've verified it while the other bureaus have removed it. Please delete this from my file. It is inaccurate, erroneous, incomplete, or unverifiable. XXXX XXXX XXXX - XXXX have already removed this account from their records. There was an error present & they were able to find it. I'm confused about how you've verified it while the other bureaus have removed it. Please delete this from my file. It is inaccurate, erroneous, incomplete, or unverifiable. XXXX XXXX XXXX - XXXX have already removed this account from their records. There was an error present & they were able to find it. I'm confused about how you've verified it while the other bureaus have removed it. Please delete this from my file. It is inaccurate, erroneous, incomplete, or unverifiable. XXXX XXXX XXXX - XXXX have already removed this account from their records. There was an error present & they were able to find it. I'm confused about how you've verified it while the other bureaus have removed it. Please delete this from my file. It is inaccurate, erroneous, incomplete, or unverifiable. I am formally disputing the legitimacy of these accounts and insisting on their swift deletion from my credit report. I will not tolerate any further negligence or delay in this matter, and I demand that you conduct a rigorous investigation to promptly correct these inaccuracies. Attached to this letter, you will find supporting documentation, including a detailed account of the fraudulent activity and any evidence I have gathered to substantiate my claims. I expect your team to treat this matter with the urgency it deserves and ensure the immediate removal of these erroneous entries. Your failure to resolve this matter within the next 15 days will leave me with no choice but to pursue legal action against your bureau for non-compliance with the Fair Credit Reporting Act ( FCRA ) and the severe damage this negligence has caused to my financial standing. I trust that you understand the gravity of this situation and will take immediate and aggressive action to rectify the inaccuracies on my credit report. I anticipate a written confirmation of the removal of the fraudulent accounts within the specified timeframe.
Frequently Asked Questions
What is Complaint #8101246 about?
Complaint #8101246 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-01-03T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.