Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8100943
Complaint Overview
Complaint ID: 8100943
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Ohio
ZIP Code: 43220
Date Received: 2024-01-03T12:00:00-05:00
Date Sent to Company: 2024-01-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Request for Resolution of Credit Report Discrepancies Dear Equifax, I am reaching out to address several accounts on my credit report. Specifically, accounts with XXXX XXXX XXXX and XXXX XXXX have already been removed due to either statute of limitations or the inability to validate the accounts. Additionally, XXXX XXXX has exceeded the statute of limitations and failed to provide validation for the debt. XXXX XXXX has also surpassed the statute of limitations and must be promptly deleted from my credit report. I have confirmed this information with the Attorney General of Ohio. Furthermore, the XXXX XXXX bankruptcy listed on my account contains inaccurate information that requires correction or verification. Your assistance in resolving these matters is greatly appreciated. Sincerely, XXXX XXXX formally known as XXXX XXXX
Frequently Asked Questions
What is Complaint #8100943 about?
Complaint #8100943 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-01-03T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.