Mortgage -- Trouble during payment process -- Complaint #8089069

Complaint Overview

Complaint ID: 8089069

Company: Santander Holdings USA, INC.

Product: Mortgage

Sub-Product: Conventional home mortgage

Issue: Trouble during payment process

Sub-Issue: Trying to communicate with the company to fix an issue while managing or servicing your loan

State: New York

ZIP Code: 10952

Date Received: 2024-01-01T12:00:00-05:00

Date Sent to Company: 2024-01-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am writing today in regards to my mortgage with Santander Bank Account # XXXX I am confused by what is being reported from XXXX XXXX XX/XX/2023 It isn't showing consistent data between the bureaus. The payments seems to be allocated incorrectly and the computer system at the bank isn't matching what I get when I speak to a representative. I am requesting the following to help me try to get this straight. Payment history for the complete year of 2023. I am also requesting any communication you had with me for the year of 2023.

Frequently Asked Questions

What is Complaint #8089069 about?

Complaint #8089069 was filed against Santander Holdings USA, INC. regarding Mortgage specifically about Trouble during payment process. It was received by the CFPB on 2024-01-01T12:00:00-05:00.

How did Santander Holdings USA, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Santander Holdings USA, INC.?

Yes, visit the Santander Holdings USA, INC. company profile at readthecomplaint.com/company/santander-holdings-usa-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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