Debt collection -- Written notification about debt -- Complaint #8087971
Complaint Overview
Complaint ID: 8087971
Company: Thunderbird Collection Specialists, INC.
Product: Debt collection
Sub-Product: Medical debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Arizona
ZIP Code: 856XX
Date Received: 2024-01-01T12:00:00-05:00
Date Sent to Company: 2024-01-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Thunderbird Collection Specialists, Inc ( TCS ) contacted me using US mails on XX/XX/. The solicitation was missing the required disclaimer per the Domestic Mail Manuel codified in 39 USC 3001 & 3005. The solicitation came without my prior direct consent nor authorized by court order ; further violating the FDCPA [ 15 usc 1692c ]. The solicitation made claims that I owed them an alleged debt ; violation of FDCPA [ 15 USC 1692b ]. These are means of unfair practices to attempt to collect an alleged debt as we have no valid contract/agreement. My privacy rights have been violated as well as HIPPA laws. The creation of an account in my name without my prior approval nor consent constitutes identity theft. The company did not have a license to collect debt in my state at the time of XX/XX/. On XX/XX/XXXX my daughter informed XXXX XXXX that she was going to dispute the alleged debt but due to greater privacy laws, HIPPA violations, and mail fraud violations, she advised XXXX XXXX to remove the account immediately.
Frequently Asked Questions
What is Complaint #8087971 about?
Complaint #8087971 was filed against Thunderbird Collection Specialists, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-01-01T12:00:00-05:00.
How did Thunderbird Collection Specialists, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Thunderbird Collection Specialists, INC.?
Yes, visit the Thunderbird Collection Specialists, INC. company profile at readthecomplaint.com/company/thunderbird-collection-specialists-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.