Debt collection -- Attempts to collect debt not owed -- Complaint #8086031
Complaint Overview
Complaint ID: 8086031
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Minnesota
ZIP Code: 55414
Date Received: 2023-12-31T12:00:00-05:00
Date Sent to Company: 2023-12-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am not liable for this debt of {$260.00}. With XXXX XXXX XXXX Account number XXXX. I never had a contract with this debt collector for any debt. They did not provide me proof of the original contract as I requested and proof of my wet signature and ID verification and also did not provide me proof of purchase agreement as I requested. To show full ownership is such account and also other documents so I may review to see if this is actually an account that belongs to me.
Frequently Asked Questions
What is Complaint #8086031 about?
Complaint #8086031 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-12-31T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.