Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #8085521

Complaint Overview

Complaint ID: 8085521

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Was not notified of investigation status or results

State: Texas

ZIP Code: XXXXX

Date Received: 2023-12-31T12:00:00-05:00

Date Sent to Company: 2023-12-31T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have reached out to XXXX and Equifax multiple times concerning the manner in which XXXX XXXX 's information is being presented on my credit report. This account indicates that it went into collections in XXXX of XXXX ; however, Equifax indicates that the last payment was made in XXXX of XXXX, while XXXX states that the last payment was in XXXX of XXXX. I requested a comprehensive investigation and asked for sufficient evidence that the investigation was caried out. Despite this, I did not receive any communication regarding my dispute. It is evident that a thorough investigation could not have been completed as there are still several inaccuracies present on my credit report. According to the law, XXXX and Equifax are obligated to ensure that they report information with the MAXIMUM POSSIBLE ACCURACY.

Frequently Asked Questions

What is Complaint #8085521 about?

Complaint #8085521 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2023-12-31T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages