Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8083224
Complaint Overview
Complaint ID: 8083224
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: North Carolina
ZIP Code: 27502
Date Received: 2023-12-30T12:00:00-05:00
Date Sent to Company: 2023-12-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
on XX/XX/2023 i went in to buy a car and i told the finance manager. i will only apply for the car if its one hard inquire and he said it would. ( he said it in front of my wife as well and the sales rep ) so i unlocked my credit and i got FIVE hard inquires! after bringing it up to him he said that they only had a copy of my credit its not a hard inquire. Day later all the inquires posted and he refuse to talk to me about it. the following inquires are the UNATHORIZED inquires. XX/XX/2023 XXXX XXXX XXXX, XXXX, XX/XX/2023 XXXX XXXX, XX/XX/2023 XXXX XXXX XXXX XXXX, XX/XX/2023 XXXX XXXX XXXX XXXX, XX/XX/2023 XXXX XXXX, XX/XX/2023 XXXX XXXX XXXX, XX/XX/2023 XXXX XXXX XXXX Ive already tried to dispute my case to Equifax and the attachment added is the results of me trying to get the inquires removed.
Frequently Asked Questions
What is Complaint #8083224 about?
Complaint #8083224 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-12-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.