Mortgage -- Incorrect information on your report -- Complaint #8075300

Complaint Overview

Complaint ID: 8075300

Company: Statebridge Company

Product: Mortgage

Sub-Product: Home equity loan or line of credit (HELOC)

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: New Jersey

ZIP Code: 081XX

Date Received: 2023-12-28T12:00:00-05:00

Date Sent to Company: 2023-12-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I spoke to XXXX XXXX at Statebridge company LLC who was my account representative and two other people who stated that we were in a repayment plan so it should not have been negatively reported on our credit scores. It was stated multiple times by three different people that the negative marks should have been removed from our credit scores for the time we were on the plan. Our account was paid in full in XX/XX/XXXX. I feel they mis represented the information that was told to us. I was told no one worked in the credit reporting department and we could not speak to anyone else. I would just like to have negative remarks removed from our credit reports for the months of XX/XX/XXXX to XX/XX/XXXX. I am not asking for all marks to be removed, just for the time they stated we should not have marks on our credit reports.

Frequently Asked Questions

What is Complaint #8075300 about?

Complaint #8075300 was filed against Statebridge Company regarding Mortgage specifically about Incorrect information on your report. It was received by the CFPB on 2023-12-28T12:00:00-05:00.

How did Statebridge Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Statebridge Company?

Yes, visit the Statebridge Company company profile at readthecomplaint.com/company/statebridge-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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