Payday loan, title loan, personal loan, or advance loan -- Getting the loan -- Complaint #8062228
Complaint Overview
Complaint ID: 8062228
Company: Onemain Finance Corporation
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Installment loan
Issue: Getting the loan
State: New York
ZIP Code: 10029
Date Received: 2023-12-26T12:00:00-05:00
Date Sent to Company: 2023-12-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Good Morning, and thank you for reading my email. I recently checked my credit report while contemplating applying for a business credit card, and it was brought to my attention that there was a hard inquiry from an institution called " One Main Financial '' dated XX/XX/2023. As I recall at the time, I was thinking of applying for a small personal loan through my Credit Karma account, however I never actually went through with an official application due to the potential ramifications on my overall credit. For some reason now, I am finding myself with a hard inquiry on my credit report which is limiting my borrowing ability as a small business medical practice owner. Here is the information from One Main Financial as listed on my XXXX XXXX account : ONEMAIN FINANCIAL XXXX XXXX XXXX XXXX, IN XXXX XXXX
Frequently Asked Questions
What is Complaint #8062228 about?
Complaint #8062228 was filed against Onemain Finance Corporation regarding Payday loan, title loan, personal loan, or advance loan specifically about Getting the loan. It was received by the CFPB on 2023-12-26T12:00:00-05:00.
How did Onemain Finance Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Onemain Finance Corporation?
Yes, visit the Onemain Finance Corporation company profile at readthecomplaint.com/company/onemain-finance-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.