Debt collection -- Attempts to collect debt not owed -- Complaint #8061640

Complaint Overview

Complaint ID: 8061640

Company: Spring Oaks Capital, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Texas

ZIP Code: 77407

Date Received: 2023-12-26T12:00:00-05:00

Date Sent to Company: 2023-12-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

i was a victim of identity theft and please delete the items from my credit report, and i have my FTC report below

Frequently Asked Questions

What is Complaint #8061640 about?

Complaint #8061640 was filed against Spring Oaks Capital, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-12-26T12:00:00-05:00.

How did Spring Oaks Capital, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Spring Oaks Capital, LLC?

Yes, visit the Spring Oaks Capital, LLC company profile at readthecomplaint.com/company/spring-oaks-capital-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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