Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #8056061
Complaint Overview
Complaint ID: 8056061
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Maryland
ZIP Code: 219XX
Date Received: 2023-12-25T12:00:00-05:00
Date Sent to Company: 2023-12-25T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Accounts were closed/charged off by original owners of the accounts. Sold to third party collectors who then reported incorrect account amounts and incorrect dates that the accounts were opened. They then list them as derogatory/in collections in addition to the original owners making it look as if there are double the amount of accounts that o have in collections. Instead of two it shows five. I asked the credit bureau 's to investigate and obtain validation of the amounts and date and no changes are made. The information is INCORRECT and fraudulently reported therefore should be removed and they have done nothing. No information has been provided to me to verify the opening date of the accounts or the increased amounts listed because they dont have any validation to support what has been reported.
Frequently Asked Questions
What is Complaint #8056061 about?
Complaint #8056061 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2023-12-25T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.