Debt collection -- Attempts to collect debt not owed -- Complaint #8054207
Complaint Overview
Complaint ID: 8054207
Company: Fair Collections & Outsourcing, INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Connecticut
ZIP Code: 06770
Date Received: 2023-12-25T12:00:00-05:00
Date Sent to Company: 2023-12-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
am writing to express my ongoing concerns regarding the debt claimed by this agency in the amount of {$10000.00} along with a move out date of XXXX XXXX discrepancies and inaccuracies in there records are causing unnecessary distress, and I am seeking a prompt resolution. I have provided comprehensive documentation, including : XXXX. A copy of my current leasing contract, effective XX/XX/2023. XXXX. A cashiers check made payable to the owner mentioned in my lease contract. XXXX. A utility bill generated at the beginning of XX/XX/2023 to establish residency. XXXX. Mail addressed to me at the previous address, as per your request. Despite my efforts to comply and the provision of a photo ID affidavit of truth, your agency continues to harass me for more information. I want to emphasize that my name is XXXX XXXX XXXX, not XXXX XXXX as stated in your validation letter. It is disconcerting that, after three separate investigations, your agency has been unable to reach a decision and persists in requesting additional proof. These actions violate my rights under the Fair Debt Collection Practices Act ( FDCPA ) .I have also sent by email the laws they have violated and have not heard any response regarding theyre in accuracies I urge your agency to promptly and accurately assess the information provided and cease any further unwarranted harassment. I am willing to cooperate within legal boundaries to resolve this matter, but I expect fair treatment and adherence to the established laws. Please acknowledge receipt of this letter and provide assurance of a timely resolution. Sincerely, XXXX XXXX XXXX.
Frequently Asked Questions
What is Complaint #8054207 about?
Complaint #8054207 was filed against Fair Collections & Outsourcing, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-12-25T12:00:00-05:00.
How did Fair Collections & Outsourcing, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Fair Collections & Outsourcing, INC.?
Yes, visit the Fair Collections & Outsourcing, INC. company profile at readthecomplaint.com/company/fair-collections-outsourcing-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.