Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8054195
Complaint Overview
Complaint ID: 8054195
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Delaware
ZIP Code: 197XX
Date Received: 2023-12-25T12:00:00-05:00
Date Sent to Company: 2023-12-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to complain against Equifax for discrepancies in my credit report. My credit report does not show any late payments. However, when creditors pull my credit, late payments are displayed. This discrepancy has caused me embarrassment and has cost me credit opportunities, including the chance to get a better rate. I have attempted to resolve this issue with Equifax directly but to no avail. The inconsistency between the credit report I see, and the one that creditors see is concerning, as it not only affects my financial opportunities but also undermines my trust in the credit reporting system. I kindly request your assistance in resolving this matter. I believe that consumers have the right to accurate credit information and that credit reporting agencies should be held accountable for ensuring the consistency and accuracy of this information. Thank you for your attention to this matter.
Frequently Asked Questions
What is Complaint #8054195 about?
Complaint #8054195 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-12-25T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.