Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #8054081
Complaint Overview
Complaint ID: 8054081
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Georgia
ZIP Code: 315XX
Date Received: 2023-12-24T12:00:00-05:00
Date Sent to Company: 2023-12-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2023, via certified mail ( XXXX XXXX Number XXXX ) Equifax received a package from me which contained : proof of my identity, the specific information that is the result of identity theft, and a copy of my complete and submitted Identity Theft Report with the Federal Trade Commission. As the consumer reporting agency, Equifax has failed to provide any documentation that would allow them to reasonably determines a condition to rescind blocking Account # XXXX - XXXX XXXX under Section 605B of the Fair Credit Reporting Act. Equifax has failed to block this account, and also failed to provide documentation to justify recinding said block, which is a clear violation of 15 U.S. Code 2068. The previous mentioned violation ( of Section 605B of the Fair Credit Reporting Act ) constitutes a separate but continuing violation 15 U.S. Code 2068, each day of the violation constitutes a separate offense ( {$1000.00} each according to 15 U.S. Code 1681n ), the maximum civil penalty shall not exceed {>= $1,000,000}.
Frequently Asked Questions
What is Complaint #8054081 about?
Complaint #8054081 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2023-12-24T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.