Mortgage -- Incorrect information on your report -- Complaint #8053526
Complaint Overview
Complaint ID: 8053526
Company: Bsi Financial Holdings, INC.
Product: Mortgage
Sub-Product: Conventional home mortgage
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: California
ZIP Code: 960XX
Date Received: 2023-12-24T12:00:00-05:00
Date Sent to Company: 2023-12-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
BSI mortgage has not updated with credit reporting agencies for 3 months that the mortgage account is closed. They sold the mortgage to another company. It is showing open, but in good standing. This is severely impacting my credit score and I have been denied for home improvement loans. I can not do repairs that are necessary because of this.
Frequently Asked Questions
What is Complaint #8053526 about?
Complaint #8053526 was filed against Bsi Financial Holdings, INC. regarding Mortgage specifically about Incorrect information on your report. It was received by the CFPB on 2023-12-24T12:00:00-05:00.
How did Bsi Financial Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Bsi Financial Holdings, INC.?
Yes, visit the Bsi Financial Holdings, INC. company profile at readthecomplaint.com/company/bsi-financial-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.