Debt collection -- Attempts to collect debt not owed -- Complaint #8053001

Complaint Overview

Complaint ID: 8053001

Company: Radius Global Solutions LLC

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Texas

ZIP Code: 77539

Date Received: 2023-12-23T12:00:00-05:00

Date Sent to Company: 2023-12-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Radius Global solutions LLC sent a letter stating I owe XXXX which Ive never done business with this company no agent name is signed in the letter they have sent no verification of debt just assumptions of an account with false numbers Ive told the company they do not have permission to contact me as they are in violation of the FDCPA. Pursuant to15 U.S. Code 1692l - Administrative enforcement : ( a ) Federal Trade Commission The Federal Trade Commission shall be authorized to enforce compliance with this subchapter, except to the extent that enforcement of the requirements imposed under this subchapter is specifically committed to another Government agency under any of paragraphs ( 1 ) through ( 5 ) of subsection ( b ), subject to subtitle B of the Consumer Financial Protection Act of 2010 [ 12 U.S.C. 5511 et seq. ]. For purpose of the exercise by the Federal Trade Commission of its functions and powers under the Federal Trade Commission Act ( 15 U.S.C. 41 et seq. ), a violation of this subchapter shall be deemed an unfair or deceptive act or practice in violation of that Act. All of the functions and powers of the Federal Trade Commission under the Federal Trade Commission Act are available to the Federal Trade Commission to enforce compliance by any person with this subchapter, irrespective of whether that person is engaged in commerce or meets any other jurisdictional tests under the Federal Trade Commission Act, including the power to enforce the provisions of this subchapter, in the same manner as if the violation had been a violation of a Federal Trade Commission trade regulation rule. With the aforementioned stated this company is in Breach of Fiduciary duty per the post-mentioned titles proof can be seen on consumer report. 1 ) 15 U.S. Code 1692c - Communication in connection with debt collection ( a ) Communication with the consumer generally Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt As well as subtitles ( 1 ) ( a ) ( b ) they can not provide any documentation with my written express consent to contrary my knowledge and understanding. 2 ) 15 U.S. Code 1692j - Furnishing certain deceptive forms : ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. They failed to meet the requirements of law under this title by failing to validate alleged debt ( s ) 3 ) 15 U.S. Code 1692e - False or misleading representations ( 8 ) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed. ( 10 ) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. And again the consumer reports holds all evidence need to support claims made by claimaint for no one has produced a validation nor verified claim signed. Congress states : 4 ) 15 U.S. Code 1692- Congressional findings and declaration of purpose : ( a ) Abusive practices There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy. ( b ) Inadequacy of laws Existing laws and procedures for redressing these injuries are inadequate to protect consumers. So its my right to seek remedy through the appropriate authorities.

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This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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