Debt collection -- Communication tactics -- Complaint #8052409

Complaint Overview

Complaint ID: 8052409

Company: Bread Financial Holdings, INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Communication tactics

Sub-Issue: Frequent or repeated calls

State: Missouri

ZIP Code: 640XX

Date Received: 2023-12-23T12:00:00-05:00

Date Sent to Company: 2023-12-23T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Everyday for the past several months, Commetity Bank calls me numerous times a day. Ive had to block 36 of their different phone numbers and counting, but they still get through. They have called up to TEN times or more a day, several days a week. I cant take this anymore. I do plan to pay the debt, but their harassment is making me angry and upset. I cant list each incidence of their calls because its constant.

Frequently Asked Questions

What is Complaint #8052409 about?

Complaint #8052409 was filed against Bread Financial Holdings, INC. regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2023-12-23T12:00:00-05:00.

How did Bread Financial Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Bread Financial Holdings, INC.?

Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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