Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8052028
Complaint Overview
Complaint ID: 8052028
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Florida
ZIP Code: 32808
Date Received: 2023-12-23T12:00:00-05:00
Date Sent to Company: 2023-12-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
After several attempts to send letters disputing inaccurate information on my credit report, I have not obtained a positive resolution to my dispute regarding inquiries. These inquiries do not serve any permissible purpose, such as a firm offer of personal credit, insurance, employment, or a court order. Therefore, I am within my rights to have a report with 100 % accurate information and within the parameters and rights granted to me by the FCRA. Additionally, I request detailed information on the verification method used for the investigation, including the date, time, and the name of the person with whom communication was conducted. I also request that you reconsider my dispute once again.
Frequently Asked Questions
What is Complaint #8052028 about?
Complaint #8052028 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-12-23T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.