Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8051940
Complaint Overview
Complaint ID: 8051940
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Minnesota
ZIP Code: 55126
Date Received: 2023-12-23T12:00:00-05:00
Date Sent to Company: 2023-12-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX writing to formally request an investigation into and the removal of an unauthorized hard XXXX on my credit report. I recently discovered this XXXX on XX/XX/XXXX when reviewing my credit report, and it has come to my attention that I did not provide consent for such an XXXX to be conducted. Below are the details of the unauthorized hard XXXX : Creditor Name : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Type : Hard XXXX I would like to emphasize that I did not authorize XXXX entity to make a hard XXXX on my credit report at the specified date. I am concerned about the potential impact of this unauthorized XXXX on my XXXX XXXX and overall XXXX.
Frequently Asked Questions
What is Complaint #8051940 about?
Complaint #8051940 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-12-23T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.