Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8050792
Complaint Overview
Complaint ID: 8050792
Company: Yamaha Motor Finance Corporation USA
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Mississippi
ZIP Code: 39209
Date Received: 2023-12-23T12:00:00-05:00
Date Sent to Company: 2023-12-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Recently reviewed my credit report and I did not authorize this company to check my credit. I have a hard inquiry that is causing my score to lower. ( Yamaha Motor Finance CO ) XX/XX/2022 is inquiry date. I have already filed a report with the FTC report.
Frequently Asked Questions
What is Complaint #8050792 about?
Complaint #8050792 was filed against Yamaha Motor Finance Corporation USA regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-12-23T12:00:00-05:00.
How did Yamaha Motor Finance Corporation USA respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Yamaha Motor Finance Corporation USA?
Yes, visit the Yamaha Motor Finance Corporation USA company profile at readthecomplaint.com/company/yamaha-motor-finance-corporation-usa to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.