Debt collection -- Written notification about debt -- Complaint #8049493

Complaint Overview

Complaint ID: 8049493

Company: Reliant Capital Solutions, LLC

Product: Debt collection

Sub-Product: Private student loan debt

Issue: Written notification about debt

Sub-Issue: Notification didn't disclose it was an attempt to collect a debt

State: Florida

ZIP Code: 33916

Date Received: 2023-12-22T12:00:00-05:00

Date Sent to Company: 2023-12-22T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received notification from all my credit bureaus that collection agency Reliant Capital Solution added an account to all my credit reports. This collection agency never contacted me in any form or fashion so that I could dispute and prevent this account from being added to my credit files. This account with XXXX XXXX XXXX XXXX XXXX XXXX was removed years ago because this was not a validated debt that I owed. Therefore, it would have not been applied to my credit files because it is not my debit. I would appreciate this collection agency is contacted and advised to remove from my credit files that they are currently reporting to as of XX/XX/XXXX it was added. It was opened XX/XX/XXXX for the amount of XXXX and they had plenty of time to contact me regarding this account. This company violated by rights and this debt needs to be removed as soon as possible.

Frequently Asked Questions

What is Complaint #8049493 about?

Complaint #8049493 was filed against Reliant Capital Solutions, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-12-22T12:00:00-05:00.

How did Reliant Capital Solutions, LLC respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Reliant Capital Solutions, LLC?

Yes, visit the Reliant Capital Solutions, LLC company profile at readthecomplaint.com/company/reliant-capital-solutions-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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