Money transfer, virtual currency, or money service -- Money was not available when promised -- Complaint #8048958

Complaint Overview

Complaint ID: 8048958

Company: Bank Of New York Mellon Corporation, The

Product: Money transfer, virtual currency, or money service

Sub-Product: International money transfer

Issue: Money was not available when promised

State: Louisiana

ZIP Code: 70461

Date Received: 2023-12-22T12:00:00-05:00

Date Sent to Company: 2023-12-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Re : Billing Error : Notice of Breach of Fiduciary Duty ; BNYM XXXX XXXX XXXX XXXX Trustee Failure to Perform Obligations Dear CFPB, In accord with the Uniform Commercial Code, and the Indenture Agreement and Third Supplement Indenture Agreement ( s ) sections 104, 105 Trustee, XXXX XXXX XXXX, Representative of BNYM and Trustee of XXXX XXXX XXXX has failed to abide by the terms and agreement under the Securities Act of 1933, the Securities Exchange Act of 1934, and the Trust Indenture Act of 1939 in the management, direction and processing of the certificated securities presented for transfer and payment as directed on XX/XX/XXXX resulting in Billing errors and omissions and Securities Fraud. This failure has resulted in the following identified the following billing error ( s ) : The billing error includes an incorrect statement balance for the account ; The billing error fails to reflect the balance of account upon receipt as recorded by the Indenture in the firm book leading to dishonor. ( See Attached ) Subsequent Notice ( s ) regarding this failure sent to the Trustee on XX/XX/XXXX, requesting immediate attention and resolution per the terms and conditions as outlined in the SEC, Senior and Supplemental Agreements have failed to receive any appropriate action.

Frequently Asked Questions

What is Complaint #8048958 about?

Complaint #8048958 was filed against Bank Of New York Mellon Corporation, The regarding Money transfer, virtual currency, or money service specifically about Money was not available when promised. It was received by the CFPB on 2023-12-22T12:00:00-05:00.

How did Bank Of New York Mellon Corporation, The respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Money transfer, virtual currency, or money service) and describe your issue in detail.

Can I see other complaints against Bank Of New York Mellon Corporation, The?

Yes, visit the Bank Of New York Mellon Corporation, The company profile at readthecomplaint.com/company/bank-of-new-york-mellon-corporation-the to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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