Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #8043663
Complaint Overview
Complaint ID: 8043663
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Texas
ZIP Code: 75032
Date Received: 2023-12-21T12:00:00-05:00
Date Sent to Company: 2023-12-21T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally file a complaint regarding the numerous unsuccessful attempts to correct a late closed account on my credit file. Despite my persistent efforts to rectify this issue, the inaccuracies persist, negatively impacting my credit profile and causing unwarranted financial consequences. There is a late closed account inaccurately reported on my credit file. I have made multiple attempts to correct this error, providing supporting documentation to verify the inaccuracies. Despite my consistent efforts to address this matter by following the established dispute procedures, the inaccuracies regarding the late closed account persist on my credit report. Previous dispute requests have not resulted in a satisfactory resolution. The presence of this inaccurate information has severe consequences for my creditworthiness, affecting my ability to obtain credit, secure favorable interest rates, and maintain financial stability. I request that you conduct a thorough and expedited investigation into the inaccuracies related to the late closed account on my credit file. Attached are copies of the supporting documentation that confirm the inaccuracies and the correct account status. Additionally, I insist on clear and timely communication throughout the resolution process and a written confirmation once the investigation is complete. It is crucial for me to receive assurance that this late closed account will be promptly and permanently corrected on my credit history. If this matter is not addressed satisfactorily within the specified timeframe from the date of this letter, I will have no choice but to escalate this complaint to regulatory authorities and seek legal counsel to protect my rights as a consumer. I am asking for your assistance to correct these late open accounts in my credit file : XXXX XXXX Balance : {$2900.00} ; XXXX XXXX XXXX Balance : {$12000.00}.
Frequently Asked Questions
What is Complaint #8043663 about?
Complaint #8043663 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2023-12-21T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.