Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8029107
Complaint Overview
Complaint ID: 8029107
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: New York
ZIP Code: 109XX
Date Received: 2023-12-19T12:00:00-05:00
Date Sent to Company: 2023-12-19T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a victim of identity theft this account should be deleted immediately, I have attached all of the relevant information, proof of address, ID, FTC report. I am writing to challenge the reporting and compliance on an account with XXXX XXXX account number XXXX that is being reported on my credit report with incorrect/missing/incomplete info. More specifically, I am referencing the fact that you are reporting this account was closed XX/XX/XXXX but you are still reporting late payments and charged off status throughout XXXX and XXXX. This account was closed XX/XX/XXXX but there are XXXX on time payments being reported XXXX and XX/XX/XXXX, how is this possible if this account is closed? An incorrect high balance of XXXX $ on this account that is closed and charged off XX/XX/XXXX. Equifax shows paid on time XX/XX/XXXX but XXXX shows a 30 Day late payment? After account was closed late payment history is being reported and updated inaccurately for Equifax, XXXX, XXXX, XXXX, an inaccurate date of last activity incorrect, an inaccurate date of last update, an inaccurate reporting date ]. I have listed 13 different errors in your reporting, Update and correct/missing/incomplete information or if all the errors are not corrected. DELETE THIS ACCOUNT
Frequently Asked Questions
What is Complaint #8029107 about?
Complaint #8029107 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-12-19T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.