Debt collection -- Written notification about debt -- Complaint #8016372

Complaint Overview

Complaint ID: 8016372

Company: Lien Enforcement INC

Product: Debt collection

Sub-Product: I do not know

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: California

ZIP Code: 92805

Date Received: 2023-12-17T12:00:00-05:00

Date Sent to Company: 2023-12-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received a letter from Lien Enforcement , Inc. to collect a debt of {$4600.00} dated XX/XX/. I sent a letter through USPS Certified Mail with Return Receipt on XX/XX/XXXX that requested additional information for debt validation. This request for additional information for debt validation included the request for information such as the name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, the amount owed, and verification and documentation that there is a valid basis for claiming that I am required to pay the debt to the current creditor. The USPS Return Receipt was signed by the addressee with a date of delivery on XX/XX/. I have not received any written communication related to my request for additional information to validate the debt as of XX/XX/. The only written communication I have received from Lien Enforcement , Inc. as of XX/XX/XXXX is another letter stating that a debt is owed and a negative credit report may be submitted to a credit reporting agency

Frequently Asked Questions

What is Complaint #8016372 about?

Complaint #8016372 was filed against Lien Enforcement INC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-12-17T12:00:00-05:00.

How did Lien Enforcement INC respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Lien Enforcement INC?

Yes, visit the Lien Enforcement INC company profile at readthecomplaint.com/company/lien-enforcement-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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