Debt collection -- Took or threatened to take negative or legal action -- Complaint #8013069
Complaint Overview
Complaint ID: 8013069
Company: Carmax, INC.
Product: Debt collection
Sub-Product: Auto debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Georgia
ZIP Code: 306XX
Date Received: 2023-12-16T12:00:00-05:00
Date Sent to Company: 2023-12-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
Notice of fraudulent tradeline Activities ( Carmax Auto ) Chargerd off an Consumer Credit Transaction and Now trying to Collect of an alleged debt that they Charged off. In the Amount of {$17000.00} they are trying to collect which is tax Fraud and the Proper Authority has been contact. They have Inaccurate information of my Credit File with ( XXXX, XXXX, XXXX ) I demand the information be Removed immediately 15 U.S. Code 1681n - Civil liability for willful noncompliance By Not do so your in violation of State and Federal law
Frequently Asked Questions
What is Complaint #8013069 about?
Complaint #8013069 was filed against Carmax, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-12-16T12:00:00-05:00.
How did Carmax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Carmax, INC.?
Yes, visit the Carmax, INC. company profile at readthecomplaint.com/company/carmax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.