Debt collection -- Attempts to collect debt not owed -- Complaint #8002617

Complaint Overview

Complaint ID: 8002617

Company: Equifax, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Texas

ZIP Code: 75056

Date Received: 2023-12-14T12:00:00-05:00

Date Sent to Company: 2023-12-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have disputed the company XXXX XXXX XXXX XXXX XXXX several times because this was an alleged debt and I had no knowledge of ever doing business with this debt collector or the company they mentioned as an original credit ( XXXX XXXX ). I have spoken with both parties and told the same thing. I have filed an FTC report which I will attach so this is removed from my consumer report immediately. This incorrect information has damaged my consumer report and is a violation of federal regulations.

Frequently Asked Questions

What is Complaint #8002617 about?

Complaint #8002617 was filed against Equifax, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-12-14T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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