Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #7998164
Complaint Overview
Complaint ID: 7998164
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Nevada
ZIP Code: 89110
Date Received: 2023-12-13T12:00:00-05:00
Date Sent to Company: 2023-12-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a formal complaint regarding the XXXX account ( XXXX ) currently listed on my credit report. Despite a previous dispute, these accounts have not been removed. Account Information : There are several account from XXXX in my report and I am disputing all the accounts and inquiries related to this creditor. Creditor Name : XXXX I dispute the validity of these accounts as I do not recall opening them with XXXX. I am formally requesting debt verification in accordance with my rights under the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ). The persistence of these accounts on my credit report, despite prior disputes, represents a clear violation of my rights under the FCRA. It is the responsibility of credit reporting agencies to ensure the accuracy and validity of consumer credit reports. I demand a thorough reevaluation of this dispute and immediate removal of the contested XXXX account ( s ) from my credit report. Furthermore, I request comprehensive written verification of the debt, including documentation proving my involvement and agreement to these accounts.
Frequently Asked Questions
What is Complaint #7998164 about?
Complaint #7998164 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2023-12-13T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.