Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #7978549
Complaint Overview
Complaint ID: 7978549
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: California
ZIP Code: XXXXX
Date Received: 2023-12-10T12:00:00-05:00
Date Sent to Company: 2023-12-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Notice Without recourse / without prejudice UCC 1-308 Notice to Respondeat Inferior is Notice to Respondeat Superior Notice to Respondeat Superior is Notice to Respondeat Inferior Silence is Acquiescence, Agreement, and Dishonor ; Estoppel conditions apply upon default A. Do to non-disclosure and breach of fiduciary duties. As follow : 1. Im not been notified of a credit check. 2. Improper presentation to consumer credit, Inquiries, Debt to ratio, Short credit length. These things are hurting XXXX. Correct any Damage to me and my credit and or credit report to reach XXXX Score. Example : Opt-out. Dont show, Inquiries, Debt to ratio, Short credit length. B. For the resulting breach of trust. Breach of personal Information hack/leek. How will I be compensated. C. If the request is rebutted, show the law where it says you cant do that. 15 U.S. Code 1681b - Permissible purposes of consumer reports 15 U.S. Code 6802 - Obligations with respect to disclosures of personal information. [ consumer/beneficiary : jorge f avila celedon ] 2815 Schoolhouse Lane APT 9 Cambria, CA 93428 I believe i dont have account with this person. in case i happen to have a account i request to have it closed/remove immediately. as i have no recollection.
Frequently Asked Questions
What is Complaint #7978549 about?
Complaint #7978549 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-12-10T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.