Credit reporting or other personal consumer reports -- Credit monitoring or identity theft protection services -- Complaint #7975735
Complaint Overview
Complaint ID: 7975735
Company: American Honda Finance CORP
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Credit monitoring or identity theft protection services
Sub-Issue: Problem canceling credit monitoring or identify theft protection service
State: New York
ZIP Code: 11234
Date Received: 2023-12-09T12:00:00-05:00
Date Sent to Company: 2023-12-09T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I XXXX FAMILY OF XXXX, LIVING SOUL. THIS COMPLAINT IS AGAINST XXXX XXXX XXXX XXXX C/O AMERICAN HONDA FINANCIALXXXX ACURA FINANCIAL , HAS BEEN OPERATING IN FRAUD, IDENTITY THEFT, STOLEN PROPERTY, HARASSMENT, UNAUTHORIZED CREDIT REPORTING. IVE SENT COMPLAINTS AGAINST SED PARTIES ABOVE FOR UNLAWFUL ACTIVITIES. IVE TRUED TO WORK THIS OUT ACCORDINGLY, YET NO PREVAIL. XXXX XXXX SENT A THIRD PARTY TOWING COMPANY WHICH IS AGAINST THE LAW ( SEE LAWS BELOW ). THE TOWER CAME ON PRIVATE PROPERTY TO RING MY FAMILY DOOR BELL, MY XXXX YEARS YOUNG GRANDMOTHER, MY XXXX YEARS YOUNG MOTHER, MY XXXX YEARS YOUNG PREGNANT SISTER ALL IN ATTENDANCE WITNESSED MY PROPERTY BEING STOLEN. THEY WERE SCARED BECAUSE THEY DIDNT KNOW WHO THE MAN WAS WHO CAME TO THEIR DOOR RINGING THEIR BELL WHICH IS AGAIN AGAINST THE LAW.THIS HAS CAUSED INDEFINITE MENTAL ABUSE WHICH HAS CAUSE MY FAMILY TO ALL FILE A LAWSUIT AGAINST SED COMPANIES. YOU XXXX XXXX ARE NOT IN JURISDICTION TO COLLECT ANYTHING FROM ME. YOU ARE A FOREIGN ENTITY. A FICTION INSTITUTION, WHO VIOLATES THE LAWS OF THE CONSUMER DAILY FOR YEARS. NO MORE! 15 U.S. Code 1692f - Unfair practices ( 6 ) Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if ( A ) there is no present right to possession of the property claimed as collateral through an enforceable security interest ; ( B ) there is no present intention to take possession of the property ; or ( C ) the property is exempt by law from such dispossession or disablement. ( 7 ) Communicating with a consumer regarding a debt by post card. ( 8 ) Using any language or symbol, other than the debt collectors address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business. IDENTITY THEFT 15 U.S. Code 6802 - Obligations with respect to disclosures of personal information a ) Notice requirements Except as otherwise provided in this subchapter, a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice that complies with section 6803 of this title. ( b ) Opt out ( 1 ) In generalA financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such financial institution clearly and conspicuously discloses to the consumer, in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title, that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party ; and ( C ) the consumer is given an explanation of how the consumer can exercise that nondisclosure option. YOU XXXX XXXX C/O AMERICAN HONDA FINANCIAL/ACURA FINANCIAL HAVE BEEN IN VIOLATION OF THE LAW AND ARE SUBJECT TO PAY FEES. IF MY VEHICLE ISNT RETURNED FROM WHERE YOU STOLE IT FROM YOU WILL BE CHARGE {$100000.00} A DAY/ I WILL ALSO CHARGE FOR EVERY VIOLATION COMMITTED. {$1000.00} PER VIOLATION/ SELLING OF INFORMATION {$50000.00} COURT APPEARANCE {$75000.00} I TRIED TO WORK WITH YOU, YOU FAILED TO COMPLY. COURT FILINGS WILL BE PUSHED FORWARD., FEDERAL RESERVE COMPLAINT AS WELL.
Frequently Asked Questions
What is Complaint #7975735 about?
Complaint #7975735 was filed against American Honda Finance CORP regarding Credit reporting or other personal consumer reports specifically about Credit monitoring or identity theft protection services. It was received by the CFPB on 2023-12-09T12:00:00-05:00.
How did American Honda Finance CORP respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against American Honda Finance CORP?
Yes, visit the American Honda Finance CORP company profile at readthecomplaint.com/company/american-honda-finance-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.