Debt collection -- Attempts to collect debt not owed -- Complaint #7968000

Complaint Overview

Complaint ID: 7968000

Company: Amsher Collection Services, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Arkansas

ZIP Code: 72032

Date Received: 2023-12-07T12:00:00-05:00

Date Sent to Company: 2023-12-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Last year my father, ( XXXX XXXX ), had XXXX XXXX installed at his house. The first bill he received was in my name, we scratched my name out, put his name in place of mine, he wrote a check sent them the bill. We called and told them that this account ( XXXX ) was his and not mine. The guy that I talked with assured me that the next bill he got would be in his name. It was not, they sent it in my name ( XXXX XXXX ) again. We called back, once again was assured that it was in his name. Every bill we got was in my name not his.We have sent letter after letter, made phone call after phone call to XXXX XXXX regarding this matter, but they are dead set on making me pay for someone else 's bill. I have never had XXXX XXXX in my life. But now they have turned this over to a collection agency ( XXXX XXXX XXXX ), which in turn put it on my credit report dropping it over a XXXX points. I have filed a dispute with all three credit bureaus. I am at my witts end, dealing with this matter. I talked with a lawyer and he said my best action was to file a dispute with all three credit bureaus, and contact this office. I should not have to pay for anyone else 's bill. Now I guess I am stuck with a bill that is not mine on my credit report until the year XXXX.

Frequently Asked Questions

What is Complaint #7968000 about?

Complaint #7968000 was filed against Amsher Collection Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-12-07T12:00:00-05:00.

How did Amsher Collection Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Amsher Collection Services, INC.?

Yes, visit the Amsher Collection Services, INC. company profile at readthecomplaint.com/company/amsher-collection-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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