Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #7893988
Complaint Overview
Complaint ID: 7893988
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: XXXXX
Date Received: 2023-11-22T12:00:00-05:00
Date Sent to Company: 2023-11-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I checked XXXX XXXX this morning and it shows that my score went down XXXX POINTS - the reasons why : " Collection Removed '' and " First Premier Balance Decreased. '' THESE ARE POSITIVE OCCURRENCES. I CALLED EQUIFAX AND THEIR FOREIGN CALL CENTER ADVISED I CALL A CREDIT COUNSELOR TO FIND OUT WHY MY SCORE DECREASED XXXX POINTS. THIS MUST BE CORRECTED IMMEDIATELY. MY SCORE SHOULD BE IN THE HIGH XXXX IF NOT XXXX!!! FOR SOME REASON THESE BUREAUS WANT TO KEEP CONSUMERS CREDIT SCORES LOW TO CAUSE HIGHER INTEREST RATES. IT'S A WIN-WIN SYSTEM FOR THE CREDIT SYSTEM AND A NOTHING BUT BS SYSTEM FOR THE CONSUMERS. I SUGGEST A CLASS ACTION LAWSUIT BE BROUGHT ON TO DESTROY THE STRUCTURE OF THE CURRENT CREDIT BUREAUS AND CREATE THEM WITH INTEGRITY AND CONSUMER PROTECTION IN MIND AND NOT CONSUMER DEFAMATION OF CHARACTER BY CREDIT SCORE. MANY PEOPLE HAVE THIS ISSUE WITH THEM, NOT JUST ME. I WANT THIS CORRECTED ON MY REPORTS IMMEDIATELY AND FEEL THAT ANYONE THAT EXPERIENCES THIS NONSENSE BE ISSUED AN APOLOGY LETTER ALONG WITH FINANCIAL COMPENSATION FOR THE WASTE OF TIME AND MONEY THAT THESE BUREAUS CAUSE OUR LIVES. THE SYSTEM IS RIGGED AND MUST CHANGE.
Frequently Asked Questions
What is Complaint #7893988 about?
Complaint #7893988 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-11-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.