Debt collection -- Written notification about debt -- Complaint #7871680
Complaint Overview
Complaint ID: 7871680
Company: Equifax, INC.
Product: Debt collection
Sub-Product: Federal student loan debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: California
ZIP Code: 90005
Date Received: 2023-11-17T12:00:00-05:00
Date Sent to Company: 2023-11-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute and request the immediate investigation and removal of certain fraudulent accounts that have been erroneously appearing on my credit report. These fraudulent accounts are not a result of any legitimate financial transactions, and their presence on my credit report is causing significant harm to my financial well-being and creditworthiness. I have attached a copy of my credit report, highlighting the fraudulent accounts in question for your reference. The fraudulent accounts that I am disputing are as follows : DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! DEPT OF EDXXXX XXXX, PLEASE DELETE!!! I request that you initiate a thorough investigation into these fraudulent accounts as per the provisions of the Fair Credit Reporting Act ( FCRA ) and promptly remove them from my credit report if they are found to be inaccurate or fraudulent. Additionally, please provide me with written confirmation of the Under the FCRA, I am entitled to a fair and accurate credit report, and these fraudulent accounts are causing unwarranted harm to my credit score and financial stability.
Frequently Asked Questions
What is Complaint #7871680 about?
Complaint #7871680 was filed against Equifax, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-11-17T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.