Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #7847390
Complaint Overview
Complaint ID: 7847390
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: California
ZIP Code: 92626
Date Received: 2023-11-13T12:00:00-05:00
Date Sent to Company: 2023-11-13T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Dispute of Inaccurate Information on Credit Report I am writing to formally dispute the accuracy of information on my TransUnion credit report related to my XXXX XXXX account with the account number XXXX. After a thorough review of the report obtained from your agency, I have identified discrepancies that require your immediate attention. The inaccurate information pertains to the following XXXX XXXX account : XXXX XXXX Account Number : XXXX Date Opened : XX/XX/XXXX Current Balance : {$600.00} Details of inaccuracy : I am not liable for this XXXX XXXX account, and to my knowledge, there is no contract associated with this account. Despite previous requests, XXXX XXXX has not provided me with the original contract or any documentation validating my responsibility for this account. I request a comprehensive investigation into this matter in accordance with the Fair Credit Reporting Act ( FCRA ). In order to assist you in conducting a thorough review, I am enclosing copies of supporting documentation related to this discrepancy, including proof of my request for the original contract from XXXX XXXX. I understand that TransUnion is required to complete this investigation within 30 days of receiving my dispute. I kindly request that you provide me with written confirmation of the results of the investigation, including any corrections made to my credit report. Additionally, pursuant to my rights under the FCRA, I am reiterating my request for copies of the original documentation related to the disputed XXXX XXXX account. This includes contracts, applications, statements, or any other relevant information that contributed to the inclusion of the disputed item on my credit report. Please expedite the process of acquiring the requested documentation from XXXX XXXX. Your cooperation in this matter is crucial to ensuring the accuracy of my credit report and protecting my rights as a consumer. I appreciate your prompt attention to this matter. If you have any questions or require further information, please do not hesitate to contact me at XXXX or XXXX. Thank you for your assistance in resolving this dispute. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #7847390 about?
Complaint #7847390 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-11-13T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.