Debt collection -- Attempts to collect debt not owed -- Complaint #7838270
Complaint Overview
Complaint ID: 7838270
Company: Experian Information Solutions INC.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Washington
ZIP Code: 98038
Date Received: 2023-11-11T12:00:00-05:00
Date Sent to Company: 2023-11-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I notified all of the credit companies and theyre still just trying to collect trying to collect destroyed my credit. My credit went from a XXXX to XXXX something to get a loan for my business XXXX cant even get a loan for my business. XXXX like XXXX steps from the streets you know Ive already been victim enough and I dont understand why everybodys gon na say well dont loan to this guy because I had 100 % payments on time until all this identity theft stuff Happened and then theres no help for me in the state of Washington I XXXX need help and I need them to stop destroying my credit and then even XXXX like XXXX easiest place to get a business loan or telling me that every time my account gets frozen due to a more identity left I have to start all over to give them XXXX months of business revenue. I mean what the XXXX its not very fair even though I told him I was a victim of identity theft they didnt care they should start over every place Ive gone to
Frequently Asked Questions
What is Complaint #7838270 about?
Complaint #7838270 was filed against Experian Information Solutions INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-11-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.