Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #7835914
Complaint Overview
Complaint ID: 7835914
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: New York
ZIP Code: 11216
Date Received: 2023-11-10T12:00:00-05:00
Date Sent to Company: 2023-11-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have disputed the account XXXX XXXX account numerous times on my consumer report Experian. This account included numerous inaccuracies. I am aware that I have the right to a fair and 100 % accurate reporting. Experian has said that this account comes back verified and updated. The first time in XXXX this account should have been removed for having inaccurate information. Experian did not only update the account but also left inaccurate information. I am filing a complaint regarding this inaccurate reporting and requesting deletion. From XX/XX/XXXXXXXX XXXX XXXX Experian has allowed XXXX XXXX to update this account as an open collection with a past due balance. Also, there is still a " Last payment date of XX/XX/XXXX '' listed on this account. This account has been updated only with a balance update! Below are the updates I've received with only a balance updated date. " Account information disputed by consumer ( Meets requirement of the Fair Credit Reporting Act ). Previous : Completed investigation of FCRA dispute - consumer disagrees. XX/XX/XXXX to XX/XX/XXXX XXXX info This item was updated from our processing of your dispute in XX/XX/XXXX '' I believe this is all a violation of my rights. I am aware that a consumer reporting agency can not furnish inaccurate information. I do not believe my disputes have been handled in compliance with the law. I request deletion or method of verification of how this account was verified.
Frequently Asked Questions
What is Complaint #7835914 about?
Complaint #7835914 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-11-10T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.