Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #7824772
Complaint Overview
Complaint ID: 7824772
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 314XX
Date Received: 2023-11-08T12:00:00-05:00
Date Sent to Company: 2023-11-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have contacted TransUnion several times regarding the inaccurate reporting to my credit account. I initially reached out in XX/XX/XXXX, yet nothing has been done to rectify this matter. My latest attempt last month has also gone without response. TransUnion continues to report inaccurate information which is detrimental to my financial well-being. TransUnion continues to violate my consumer rights and protection as well as violating the Reasonable Credit Detailing Act ( RCDA ). Below is my letter to TransUnion detailing the inaccurate reporting to my credit file : XXXX XXXX XXXX XXXX XXXX apt XXXX XXXX, Georgia XXXX Date of Birth : XX/XX/XXXX SS # : XXXX TransUnion LLC Consumer Dispute Center XXXX XXXX XXXX XXXX, PA XXXX To resolve the accounts that are not entirely correct, I'm getting in touch with you folks at the credit bureaus. Almost all of my accounts are not reflecting the correct information, which upsets me because I was unaware that my credit score was a factor the entire time I was monitoring my report these last several days. According to my understanding of 15 U.S.C. Sec. 1681i ( a ), you are required to provide me with an update after 30 days, so please make the necessary modifications for the following account and confirm that it is entirely true. I've set my calendar to 30 days after the day this letter was mailed. Thank you very much, and I really hope you can assist me. XXXX. This account is paid please remove this late payment remarks XXXX Account XXXX : XXXX Please remove this inaccurate information from my credit report. 2. 15 usc 1681s- ( 2 ) ( b ) - FAILURE TO REINVESTIGATE INACCURATE INFORMATION. YOU HAVE BEEN VIOLATING MY RIGHT AS A CONSUMER. DELETE THIS ACCOUNT FROM MY CREDIT REPORT XXXX Account Number : XXXX Please remove this inaccurate information from my credit report. 3. 15 usc 1681s- ( 2 ) ( b ) - FAILURE TO REINVESTIGATE INACCURATE INFORMATION. YOU HAVE BEEN VIOLATING MY RIGHT AS A CONSUMER. DELETE THIS ACCOUNT FROM MY CREDIT REPORT XXXX XXXX Account Number : XXXX Please remove it from my credit report. 4. 15 usc 1681s- ( 2 ) ( b ) - FAILURE TO REINVESTIGATE INACCURATE INFORMATION. YOU HAVE BEEN VIOLATING MY RIGHT AS A CONSUMER. DELETE THIS ACCOUNT FROM MY CREDIT REPORT XXXX XXXX Account Number : XXXX Please remove it from my credit report. 5. 15 usc 1681s- ( 2 ) ( b ) - FAILURE TO REINVESTIGATE INACCURATE INFORMATION. YOU HAVE BEEN VIOLATING MY RIGHT AS A CONSUMER. DELETE THIS ACCOUNT FROM MY CREDIT REPORT XXXX XXXX Account Number : XXXX Please remove it from my credit report. In compliance with the Reasonable Credit Detailing Act ( RCDA ), I am requesting a comprehensive examination into the matters that are now hurting my credit report. I am aware that checking these things out with the banks that reported them directly is a step in the process. If any information is discovered to be unable to be verified, I am requesting that it be deleted in accordance with the RCDA. I also politely request that any adjustments that are made as a consequence of this investigation be shared with any organization that has accessed my credit report in the last six months. I really appreciate your consideration of this problem and your help during this process. XXXX XXXX
Frequently Asked Questions
What is Complaint #7824772 about?
Complaint #7824772 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-11-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.