Vehicle loan or lease -- Improper use of your report -- Complaint #7824305
Complaint Overview
Complaint ID: 7824305
Company: Credit Acceptance Corporation
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Improper use of your report
Sub-Issue: Report provided to employer without your written authorization
State: Michigan
ZIP Code: 48205
Date Received: 2023-11-08T12:00:00-05:00
Date Sent to Company: 2023-11-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In ordinance with the Fair Crediting Act this creditor has violated my rights. Under 15 U.S.C 1681 Section 602 states thatsi have the right to privacy. Under 15 U.S.C 1681 Section 604 A Section 2 also states that a consumer reporting agency can not furnish an account without my written instructions.
Frequently Asked Questions
What is Complaint #7824305 about?
Complaint #7824305 was filed against Credit Acceptance Corporation regarding Vehicle loan or lease specifically about Improper use of your report. It was received by the CFPB on 2023-11-08T12:00:00-05:00.
How did Credit Acceptance Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Credit Acceptance Corporation?
Yes, visit the Credit Acceptance Corporation company profile at readthecomplaint.com/company/credit-acceptance-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.