Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #7817608
Complaint Overview
Complaint ID: 7817608
Company: Lexisnexis
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Louisiana
ZIP Code: 70122
Date Received: 2023-11-07T12:00:00-05:00
Date Sent to Company: 2023-11-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I am writing to formally complain about the inaccurate and outdated information that LexisNexis continues to report on my consumer credit report, despite my repeated attempts to rectify the situation. I initially contacted LexisNexis through written correspondence on XX/XX/XXXX and XX/XX/XXXX, requesting corrections to be made to my credit report. Unfortunately, the issues persist, and I am deeply concerned about the impact this has on my creditworthiness. The inaccuracies in my LexisNexis report are twofold. Firstly, the report contains outdated addresses and phone numbers, some of which date back over XXXX years, or are entirely unrelated to me. I have not resided at these locations or used these phone numbers for an extended period, and it is imperative that this outdated information be removed from my report promptly. Secondly, my name, which I have previously requested to be corrected, still appears incorrectly. I have submitted copies of my state ID and social security documents that clearly display my correct name and address. Despite providing this evidence, my name remains inaccurate on my LexisNexis credit report, which further jeopardizes my ability to access credit and financial services. I understand the importance of accurate credit reporting, and I expect that LexisNexis, as a consumer reporting agency, will adhere to the regulations and guidelines set forth by the Fair Credit Reporting Act ( FCRA ). It is vital for my financial well-being that my credit report reflects only accurate and up-to-date information. I kindly request the Consumer Financial Protection Bureau 's assistance in investigating this matter and ensuring that LexisNexis promptly corrects the inaccuracies in my credit report, specifically : Removal of outdated addresses and phone numbers. Correction of my name to match the information provided in my state ID and social security documents. I would appreciate your prompt attention to this issue, as it directly affects my ability to access essential financial services. Please inform me of any steps taken or any additional information needed to resolve this matter as soon as possible. Thank you for your assistance in addressing this concern. I eagerly await your response and resolution to this matter. Sincerely, [ Your Name ].
Frequently Asked Questions
What is Complaint #7817608 about?
Complaint #7817608 was filed against Lexisnexis regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-11-07T12:00:00-05:00.
How did Lexisnexis respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Lexisnexis?
Yes, visit the Lexisnexis company profile at readthecomplaint.com/company/lexisnexis to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.