Debt collection -- Written notification about debt -- Complaint #7817410

Complaint Overview

Complaint ID: 7817410

Company: Transworld Systems INC

Product: Debt collection

Sub-Product: I do not know

Issue: Written notification about debt

Sub-Issue: Notification didn't disclose it was an attempt to collect a debt

State: Texas

ZIP Code: 79603

Date Received: 2023-11-07T12:00:00-05:00

Date Sent to Company: 2023-11-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This collection just appeared on my credit report one day. It is also listed under another name. I have 2 first names and only one of them match. Maybe it is meant for the other person but I have no idea how it got attached to my SSN. I also did not receive any letters in the mail, any phone calls or emails notifying me of this alleged debt before it was posted to my account. I assume it is the same alleged debt but on my credit report, it is listed as an open account under different original creditors and different company names.

Frequently Asked Questions

What is Complaint #7817410 about?

Complaint #7817410 was filed against Transworld Systems INC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-11-07T12:00:00-05:00.

How did Transworld Systems INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Transworld Systems INC?

Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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